Policy Overview

Life Insurance

A simple, flexible, & affordable solution that helps leave the family with extra financial stability for the unexpected.

Accident

Ongoing coverage that can help lessen out of pocket expenses due to an unexpected accident. Liberty National Quick Claims is our way of making sure eligible Accident claims are processed quickly, usually within one day.

Discount Health Services Plan

The discount card plan provides savings of 10% to 85% on health services such as: Hearing, Vision, Chiropractic, and Prescription drugs.

We help protect your most valuable asset: your employees

We know you're concerned about the well-being of your employees in the face of adverse circumstances. That's why we offer a full line of insurance products tailored to assist with their financial concerns. Our supplemental life and health insurance policies are designed to help cover the gap between primary insurance and out of pocket expenses. With a variety of coverage options, we can help protect your employees and their families' financial future. Most importantly, all of our plans are 100% voluntary so employees have the option to select as much or as little coverage as they want.

Final Expense Life Insurance

A lump sum payout that can help with funeral costs, debt, or other expenses that may come after death.

Critical Illness

Coverage that can help pay for out of pocket expenses from heart attacks, strokes, or other diseases.

Cancer

From treatment to childcare, these benefits can help with the direct and indirect costs of cancer.

Policy Overview

Click on the boxes below to see details about each plan. This only provides a brief overview of coverage. The specific benefits of the coverage, limitations, and exclusions are described in the full policy(ies), certificates, and riders. Schedule a free agent consultation to see the affordability and value of the policies versus the competition. Keep more of your hard earned income stay in your pocket while protecting your loved ones and yourself from the unexpected life throws at you.

Group Term to 100
Group Term Paid up at 65

Up to $150,000 of insurance protection available through age 40, up to $100,000 for ages 41 through 55, and up to $50,000 for 56 and older.
Pretax savings for the first $50,000 of employee coverage
Accidental Death Benefit (ADB) and disability Premium Waiver (PW) avaliable
The policy is portable - if you retire, resign, or are terminated, they can take this plan with them at no additional cost.
Guaranteed rates - once you purchases the plan, the rates will not increase.
Your coverage can never be reduced or canceled as long as premiums are paid.
Coverage for you, your spouse, and dependents
Death benefit will never decrease as long as the policy stays in force

Cancer Endurance

Pays benefits for first occurrence diagnosis, income replacement, hospital confinement, radiation & chemotherapy, prescription chemotherapy drugs, blood, attending physician, private duty nurse, surgery, anesthesia, transportation, prosthesis, government hospital confinement, and new or experimental treatment.
Supplemental policy that pays in addition to any other insurance you may have
Family, single parent, or individual coverage
No overall lifetime maximum benefit
You can continue your coverage after you leave employment.

Cash Cancer

Choice of lump-sum benefit amount: $10,000 - $50,000
No medical exam required
Level premiums
Guaranteed renewable for life
Pays in addition to other insurance coverage

Career Life Plus

Whole Life Insurance
Accidental Death Benefit (ADB) and disability premium waiver
Guaranteed issue policy
No medical exam
Coverage for you, your spouse, and dependents

10 Year Renewable & Convertible Worksite Term Life Insurance

Up to $200,000 of insurance protection avaliable
Accidental Death Benefit (ADB) and disability Premium Waiver (PW) available
Level death benefit that does not decrease
Level premiums during each term period
You can continue your coverage after you leave employment

Intensive Care Coverage

Pays benefits for daily intensive care confinement, extra benefits for intensive care confinement due to automobile and travel accident, regular hospital room following intensive care confinement, blood and ambulance
A supplemental policy which pays in addition to any other insurance you may have
Guaranteed renewable until you are age 65 or eligible for Medicae due to age
You can continue your coverage after you

Accident Protector Max

Protection from the unexpected, with coverage you need and benefits you can use.
On and off the job protection
Accidental death and dismemberment benefits
Daily hospital benefit
Intensive care unit benefit
Emergency treatment benefit
Coverage for dislocations and fractures
Ambulance benefit
Transportation benefit
Blood and plasma benefit
Waiver of premium for disability
Guaranteed renewable to age 65
Benefits paid directly to you (unless assigned)
You can continue your coverage after you leave employment

$250,000 benefit for death by travel accident
$50,000 benefit for death by automobile accident
$25,000 benefit for accidental death
$20,000 benefit for loss of eyesight
$20,000 benefit for loss of two or more limbs
$10,000 benefit for loss of one limb

Critical Illness Insurance

Critical Illness Insurance pays a lump sum benefit, $10,000 - $50,000 directly to you upon first diagnosis of a critical illness. This includes coverage for:
Heart attack
Stroke
Major organ transplant
Total loss of eyesight
Total loss of hearing